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General information

Career area
Loan Administration/Operations
Work Location(s)
2911 Lake Vista Drive, Lewisville, TX, 500 Woodward Avenue, Detroit, MI
Remote?
No
Ref #
21-7869
Posted Date
Monday, June 27, 2022
Working time
Full-time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

The Opportunity

As a leader in digital financial services, our customer and employee experiences run on data. We depend on the Ally analytics community to fuel these journeys and to help nearly 10,000 leaders and employees make countless data-driven decisions every day.

We're looking for a passionate Senior Data Scientist with great technical skills for our Auto Decision Strategy group. This person will have responsibilities of (1) preparing, preprocessing, and validating Ally consumer credit data, (2) utilizing data science techniques to facilitate decision & optimization strategy analytics, and (3) supporting through-the-cycle predictive analytics for the Ally Auto Finance business.  The ideal candidate should be passionate about data science and consumer risk analytics within the financial services industry. Strong analytical and programming skills are a must. Do you have a focus on measurable business outcomes, strong analytical skills, and a desire to make an impact? If you are a creative and critical thinker, storyteller, learner, and innovator and want to work in an environment focused on using data science and big data tech, keep reading.

The Work Itself

This role is quantitative in nature and requires an individual that is highly capable of interrogating and analyzing massive account-level data using various programing languages and tools such as SQL, SAS, Python and R. He or she will assist in advancing predictive analytics used in developing and optimizing decision strategies for the Ally Auto Finance business, with the responsibility of completing all data phases of data science projects, including account-level data preparation, variable cleaning and screening, pre-processing and exploratory analysis, data validation and documentation. This senior data scientist must be an innovative and strategic thinker who is willing to challenge status quo, is able to learn quickly, and who is self-motivated and detail oriented.  

Key Responsibilities include:

  • Preparing and analyzing large, account-level consumer data from internal and external sources to identify origination indicators in Ally’s auto finance consumer’s credit originations data
  • Supporting data science initiatives such as customer segmentation and strategy optimization to advance originations analytics and portfolio management 
  • Facilitating projects with internal parties to advance Ally’s analytical capabilities and technology
  • Applying advanced data mining to support predictive analytics for Ally’s auto finance origination strategy

The Skills You Bring

  • 5 years of analytics or data science work experience
  • Bachelor’s Degree required; preferred in quantitative/technical discipline (ie. Mathematics, Computer Science, Data Science/Analytics, Economics)
  • Expertise with data models, data mining, and data segmentation
  • Intermediate knowledge of machine learning techniques (e.g., regression, decision trees, cluster analysis) using SAS or other statistical programming packages
  • Hands-on experience working with large account-level large datasets using SQL, SAS, Pyton and/or R programming
  • Solid written and verbal communication skills, including the ability to effectively present data analytics results to internal and external stakeholders
  • Highly self-motivated, with the ability to work effectively in fast paced environment

Preferred Qualifications:

  • Experience in loan-level predictive data mining for consumer finance industry
  • Experience working with real time data and models deployed to a real time scoring environment
  • Master's degree in a quantitative field

How We'll Have Your Back

  • Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation – or total rewards – extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:


    • Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
    • Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
    • Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
    • Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
    • Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

    Who We Are:


    Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.


    Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

    Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.  

    We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.