Skip to content

General information

Career area
Work Location(s)
128 S Tryon Street, Charlotte, NC, 12808 Gran Bay Parkway West, Jacksonville, FL, 12850 W. Gran Bay Pkwy, Jacksonville, FL, 2911 Lake Vista Drive, Lewisville, TX, 500 Woodward Avenue, Detroit, MI, 5851 Legacy Circle, Plano, TX, 601 S. Tryon Street, Charlotte, NC
Ref #
Posted Date
Thursday, June 16, 2022
Working time

The Opportunity

At Ally, every individual is a risk manager. In alignment with our risk culture, this position will ensure the appropriate identification, assessment, and measurement of risk related to the Consumer Auto portfolio.  When necessary, identified risks will be escalated to the appropriate channels to ensure reasonable resolution.

The Senior BL Risk Analyst is responsible for conducting complex analysis and in-depth research on credit risk management issues across Ally’s Consumer Auto portfolio.  The analysis and research includes developing and publishing risk related reporting on portfolio trends and measures and drafting presentations to communicate conclusions to all levels of management.  

The Work Itself

  • Own and drive the auto risk portfolio roadmap
  • Promote a strong risk culture by using constructive dissent to appropriately challenge using data and analysis.
  • Perform detailed analysis of portfolio trends and develop a comprehensive end to end understanding of Portfolio, cutting across Originations and Servicing
  • Perform analytics to proactively identify issues and red flags
  • Escalate portfolio concerns to the appropriate levels of management in a timely manner
  • Deliver financial and business performance reports in a timely and accurate manner
  • Provide drill down analyses to understand variance to forecast and performance trends
  • Provide analytical support for projecting expected month-end performance
  • Provide reports on Credit Policy exceptions and their performance
  • Work collaboratively with data analysts to develop of reporting structures, including Visual tools,  and routines to help with monitoring Portfolio Health
  • Support the Portfolio Risk manager in creating and compiling storyboards and presentations that provide guidance to C-Level executives via business reviews

The Skills You Bring


  • Bachelor’s degree in Finance, Economics , Mathematics or Statistics
  • 3-5 years of Consumer Finance industry experience, (e.g. auto, card, mortgage etc.)
  • Minimum 3-4 years of practical experience working with large datasets with SAS and/or SQL knowledge
  • Ability to think strategically, use sound judgement, and balance short and long- term risk decisions
  • Ability to work in fast paced environment and manage conflicting timelines
  • Comfortable with appropriate challenge and escalation
  • Strong communication and collaboration skills; ability to work effectively across multiple teams
  • Understanding of risk management concepts and key performance drivers within consumer lending portfolios.
  • Understanding of data mining and analytical techniques
  • Outstanding analytical, problem-solving and organizational skills
  • Strong data-driven story telling skills
  • Detail-oriented, deadline driven, self-motivated, and organized individual
  • Candidate must have strong attention to detail


  • MBA and/or Master’s degree in Finance, Economics , Mathematics or Statistics
  • Knowledge of visual analytic tools like Tableau, Power-BI etc. a plus
  • Strong project management skills