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General information

Career area
Consumer Analytics
Work Location(s)
12850 W. Gran Bay Pkwy, Jacksonville, FL, 1735 North Brown Road, Lawrenceville, GA, 2911 Lake Vista Drive, Lewisville, TX, 3200 Bristol, COSTA MESA, CA, 500 Woodward Avenue, Detroit, MI, 601 S. Tryon Street, Charlotte, NC
Remote?
No
Ref #
12917
Posted Date
Thursday, June 9, 2022
Working time
Full-time

Ally and Your Career

  • Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

The Opportunity

  • Reporting to the Director of Strategy and Analytics, this position's primary responsibilities will include managing alternative consumer credit decision strategy development and performance analysis for the Ally Auto Consumer Operations group. This individual will be leading a team focused on implementing and supporting various initiatives including alternative deal structures for underwriters and dealers, automated counteroffer, and inventory decisioning. The ideal candidate is passionate about delivering results, must be an innovative and strategic thinker, willing to challenge status quo, can learn quickly, is self-motivated and detail oriented. The position will lead a team and work with key leaders within the Auto Consumer Operations group, as well as partner groups such as finance, compliance, legal, risk and technology.


The Work Itself

    • Assist in developing and managing the roadmap for Alternative Decision Strategy team and prioritizing initiatives working with key stakeholders.
    • Lead a team focused on improving Ally Auto Consumer Operations by developing and supporting alternative decision strategies including alternative deal structures for underwriters and dealers, automated counteroffer, and dealer inventory decisioning.
    • Lead analytics around strategy performance and impacts to current credit decisioning, underwriter/dealer/consumer behavior and interactions, and alternative deal structure delivery capabilities and user experience.
    • Ensure daily/weekly/monthly team routines use sound control processes to effectively identify, assess, and manage risk.
    • Collaboratively work with matrix & vendor partners to ensure alignment with Ally’s strategic imperatives.
    • Influence the roadmap and priorities of other partner groups by proactive engagement on topics related to alternative decision strategy.

The Skills You Bring


  • Bachelor’s degree in Business, Finance, Statistics, Economics, or a similar discipline with quantitative focus; master’s degree preferred.
  • 5+ years of experience in and knowledge of consumer financing industry (e.g. auto, credit card, mortgage, etc.)
  • 4+ years of experience in a similar role focused on data/statistical analysis, ideally with experience in developing and analyzing strategies with a champion/challenger (test/control) framework.
  • Demonstrate a solid understanding of data mining and classification techniques leveraging SAS/SQL or similar tools for data analysis.
  • Excellent written and verbal communication skills, including the ability to effectively present proposals and vision to executive leadership.
  • Experience working with (and ability to influence) matrix partners that impact change capability, such as IT, Compliance, Legal, Vendor Management and Operations.
  • Candidate should possess outstanding analytical and problem-solving skills; should be a critical thinker with strong attention to details.
  • Knowledge of statistics and quantitative models preferred.
  • Experience with data science software and machine learning tools a plus.

How We'll Have Your Back

  • Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation – or total rewards – extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

     
    • Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
    • Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
    • Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
    • Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
    • Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
     

    Who We Are:

     

    Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

     

    Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

     

    Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

     

    We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.