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General information

Career area
Consumer Analytics
Work Location(s)
2911 Lake Vista Drive, TX, 500 Woodward Avenue, MI, 601 S. Tryon Street, NC
Remote?
No
Ref #
19724
Posted Date
05-02-25
Working time
Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

We are looking for a dynamic leader with excellent communication and data storytelling skills to lead Ally’s consumer Monitoring and Analytics function within the Loss Forecasting and Reserving team. Key activities include monthly and quarterly portfolio reporting, forecasted versus actual performance comparison, senior/executive management presentation preparation and ad-hoc analyses. This role offers the unique opportunity to lead a team at the intersection of Ally’s operations, finance, and modeling groups. You will develop a deep understanding of Ally’s consumer auto loan operations and business concepts, and of how Ally’s risk management framework drives financial impact. This role will lead team efforts to analyze and report insights on key credit metrics, including aggregate exposure trends, performance drivers, delinquencies, and losses, and will communicate findings to operational and financial stakeholders within the company. The successful candidate will be able to comfortably work with and analyze large datasets, thrive in a deadline-oriented environment, and demonstrate accuracy and accountability while preparing, validating, and reconciling standardized and ad-hoc reports.

The Work Itself

  • Lead and develop a team of analysts to provide day-to-day analytical support for consumer auto loan risk management
  • Analytical support includes reporting and monitoring of key risk metrics including but not limited to mid- and end-of-month credit performance and trends, delinquencies, pro-formas, EWKRIs, flow rates and charge-offs
  • Produce leadership communications and reports summarizing forecast results, uncertainties, risk/opportunities, and trends
  • Collaborate with Ally operations, finance, analytics and modeling groups to monitor business, industry, and economic trends and to identify reporting enhancement opportunities
  • Coordinate with data and technology teams to monitor data quality and to implement continuous improvements in team data management processes
  • Includes overseeing the production and validation of internal datasets that are used to support quarterly earnings reporting
  • Oversee ad-hoc analytics that provide data driven answers to stakeholder questions within compressed deadlines
  • Own the production of major Consumer and Commercial Auto credit risk deliverables and all supporting processes including documentation, preparation, validation, integrity checks and process controls, management review and data enhancements
  • Be prepared to respond to changing business needs and new deliverable requests by developing skills to manage the impact analysis, requirements gathering, design, and implementation of new processes.

The Skills You Bring

  • High level of interpersonal skills to work effectively with others; strong oral and written communication skills required
  • 5+ years of analytical or finance experience, preferably in the banking or financial industry, or 2+ years of analytical or finance experience and a graduate degree in applicable fields required
  • Proficient programming skills in SQL and SAS and advanced knowledge of Excel and PowerPoint required
  • Ability to translate complex data into clear, compelling and easy to understand visuals
  • Strong project management and interpersonal skills
  • Effective in delivering solutions in a dynamic fast-paced environment
  • Ability to collaborate across the organization and build strong relationships with business partners
  • Proven ability to deliver results within tight deadlines while maintaining integrity of reported metrics
  • Must demonstrate a strong attention to detail and be highly organized
  • Possess strong analytical and problem-solving/reconciling skills
  • Can initiate proactively and effectively manage multiple priorities
  • Undergraduate degree, preferably in business, analytical, math or technical field
  • Loss forecasting (e.g., CECL) or financial forecasting experience
  • Exposure to big data tools and cloud technology environment preferred
  • Experience with Python, PySpark, R languages and with visualization tools (e.g., Tableau, Power BI) preferred
  • Automotive finance experience
  • Data engineering or database management experience

At this time, Ally will not sponsor a new applicant for employment authorization for this position.


#DFS
#LI-Hybrid

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

  • Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
  • Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
  • Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
  • Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
  • Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
  • Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
  • To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
 

Who We Are:

 

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

 

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

 

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range: $110000 - $180000 USD
An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. 
Incentive Compensation: This position is eligible to participate in our annual incentive plan.