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Ally Financial Careers

General information

Career area
Commercial Lending & Operations
Country
United States
Work Location(s)
1735 North Brown Road, GA, 2000 Westinghouse, PA
State
Pennsylvania
City
Cranberry Township
Remote?
No
Ref #
22087
Posted Date
06-03-26
Working time
Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

This entry-level position is part of the Commercial Underwriting team at one of Ally’s five Regional Business Centers, which provide comprehensive, industry-leading service to Ally’s automotive dealership customers. This opportunity serves as a foundational role for highly motivated individuals eager to learn about the fast-paced automotive industry and commercial credit. 

The role begins with a comprehensive training program designed to introduce the fundamentals of the position and Ally’s customer-focused approach to Commercial Auto Finance.  Following training, the Associate Commercial Credit Analyst will interact with automotive dealership personnel and internal stakeholders to gather information and perform in-depth financial evaluations.  These evaluations will form the basis for creating comprehensive account reviews, which will include recommendations on credit extensions to automotive dealerships (both existing and new relationships) to meet their business needs (such as inventory lines of credit, real estate and other commercial loans)

Along the way, the Associate Commercial Credit Analyst will receive ongoing developmental feedback, build relationships, and gain exposure to other functions.  This includes exposure to local management and executive leadership to gain insight into strategic decision-making processes.  Additionally, mentorship will be available to provide guidance and support from seasoned professionals committed to helping you succeed.  Performance-based developmental rotation opportunities may also be encouraged, allowing you to experience various other key roles within Auto Finance, thereby broadening your expertise and career prospects

Ally Work location is Cranberry Township, PA or Lawrenceville, GA only.


The Work Itself

  • Communicate directly with automotive dealership personnel and internal stakeholders to obtain all required information for completion of comprehensive account reviews on current and prospective dealership customers.
  • Conduct financial analysis and related due diligence (including cash flow and liquidity analysis, validation of financial records) on automotive dealership financial statements and supporting documentation.
  • Prepare timely, formalized proposals summarizing the financial analysis and overall account relationship, identifying any credit concerns, and recommending appropriate risk mitigation strategies and lending structures for management review / decisioning.
  • Participate in and support ongoing professional development and training initiatives.
  • Ensure compliance with company policies, procedures and external regulations.

The Skills You Bring

Minimum Qualifications

  • 0+ years of experience
  • High school Diploma or GED equivalent

Preferred Qualifications

  • Previous professional or internship experience preferred
  • Demonstrated track record of success through the articulation of quantitative and qualitative results.
  • Candidates should possess/display strong analytical, time management, written and oral communication, problem solving and collaboration skills.
  • Motivated self-starters who are eager to learn and grow within a dynamic organization
  • Bachelor’s Degree from an accredited university
#entrylevel #recentcollegegrads #emergingprofessional #trainee #earlytalent

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

  • Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
  • Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
  • Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
  • Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
  • Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
  • Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
  • To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
 

Who We Are:

 

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

 

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

 

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range: $47840 - $75000 USD
An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. 
Incentive Compensation: This position is eligible to participate in our annual incentive plan.
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