Associate Analyst - Retail Portfolio Management .
Ally and Your Career
The Opportunity
Coordinates administration for dealership obligations including DFI. Accurate, appropriate and timely review/approval of dealership on-boards, renewals and terminations. Management oversight of TOS violations, retail draft privilege, title follow-up, contract reversals, prohibited customer listing. Ensure adherence with KYC requirements for non-Wholesale portfolio. Sales Organization enhanced communications - timeliness and appropriateness of activities with the Field Sales staffs
The Work Itself
- Promptly escalate any non-compliant matters to the appropriate business unit leader.
- Proactively identify means to mitigate risk and promptly identify accounts with elevated risk level; take appropriate responsive action(s).
- Ensure risk ratings are accurate and commensurate with risk and are aligned at the dealer level.
- Control/minimize losses for all dealer obligations within assigned portfolio.
- Successfully complete all training and certification requirements.
- Achieve satisfactory internal/external site reviews.
- Ensure analysis is thorough and properly documented.
- Responsible for unresolved non-commercial dealer obligations (including escalation to Commercial Operations when appropriate), provide dealer level reporting and regularly scheduled monitoring updates relative to outliers within each obligation.
- Maintain diligent follow up to conclude all action plans as directed, including all applicable system updates.
- Seek and act on opportunities to reduce operating costs and maximize efficiency.
- Ensure world-class dealer service and achieve satisfactory JD Power survey results.
- Profitably grow new commercial business by interacting with the new business growth team to identify opportunities.
- Maintain existing business relationships by recommending and completing assigned wholesale defense strategies in a timely manner.
- Maximize commercial returns (ROE/ROEC/ROA).
- Ensure all owned processes are kept current, consistent with documentation, reviewed periodically for compliance and assessed against the business need and reputation risk.
- Full compliance with respect to Information Security Standards and Policies - Procedures, including but not limited to, encryption standards, laptop security, Information Asset Management Security and data protection.
The Skills You Bring
Minimum Qualifications
- 0+ years of experience
- High school Diploma or GED equivalent
Preferred Qualifications
- HS diploma or equivalent required.
- Associate / Bachelor's degree in business related discipline preferred.
- 3 + years in financial services or similar industry is highly preferred.
- Education may be used as a proxy for experience.
- Perform technical tasks required to support ongoing business operations.
- Skilled technician in a hands-on environment, often highly specialized.
- Typically requires advanced knowledge of Microsoft Office Programs.
- Strong financial analysis and analytic/problem solving skills required.
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
- Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
- Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
- Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
- Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
- Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
- To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.